There has been a dramatic increase in the cost of the health care in US. Particularly this rise has been occurred during the period of 1980 to 1990. We may bring out the instance that during 1980 Americans spend $250 billion on health care issues. Now this has rise to $1.5 trillion. There many reason behind this. According to many opinion the Americans are now living more and older people certainly needs more health care. At the beginning of the 20th century average Americans had the life span of 50 years. Now in 21st century average life span of the Americans have risen to 70. And 2 people in every 20 people in America are the old man. So there has been more money invested in insurance due to the nearby presence of 10% people in US. When the American join any insurance group the health care rises with the rise risk.
The advance in the medical technology has also increased the cost of the health care and insurance. Complicated and more costly treatment costing the more high insurance rates. These kinds of treatment was not present during the early days of 20th century.
So we find the growth in the health care costs. Americans are always looking for the more costly professionals in the health services. At the end of 20th century 700 million visits were made by the American. Or it can be said that 2.3 visits per person. Today 900 million visits are recorded. So it makes the 3.5 visits per person at the 21st century. So health cost has been increased to a noticeable amount. Thus for common people it is advised to consult with the professional insurance agent who can guide them to get the most suitable insurance with a affordable cost.